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Commercial Liability Insurance

Commercial Liability Insurance

As an independent insurance agency, we understand firsthand the risks faced by business owners all across Oklahoma, Texas, Colorado, Kansas, Arkansas, New Mexico, and Missouri, and we partner with several top-rated insurance carriers to help other businesses address those risks effectively.

General Liability Coverage

From home-based businesses to multi-billion-dollar corporations, every company needs a general liability policy. This liability insurance, also known as “slip and fall” insurance, covers the everyday risks of operations. While general liability does help in the event of an injury on corporate property, it also protects against other risks of daily operations. The industry of your company as well as the size of your organization will influence the type and amount of general liability protection you need.

Other Liability Coverage

Professional offices, larger organizations and non-profits all need additional liability protection beyond the basics covered by general liability. Hometown Insurance Agency offers a full range of commercial liability products including

  • Professional liability insurance (errors and omissions coverage) for healthcare workers, therapists, cosmetologists and other licensed or certified professionals
  • Directors and officers (D&O) liability for board members and officers of a corporation or non-profit organization, to protect against wrongful acts or misleading statements
  • Employment practices liability insurance (EPLI) to help in the event of a lawsuit based on employment practices, especially discrimination, sexual harassment or wrongful termination
  • Workers compensation insurance, required to be carried by employers in most states, to assist in the event of on-the-job injuries, regardless of fault

Your business means a lot to you. Unfortunately, a simple mistake on your part or the part of an employee could result in heavy losses for your company. Don’t risk leaving any portion of your company uninsured. Contact Hometown Insurance Agency today and make an appointment for a free risk assessment. Let us take care of the insurance so you can get back to doing what you do best.